Plans for Individuals
  • Smart Health Critical Illness Individual
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  • Smart Health Essential Insurance Individual
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  • Smart Health Insurance Policy Individual
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  • Smart Health High Deductibles Insurance Individual
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  • Smart Super Health Insurance Individual
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    Plans for Families
  • Smart Health Critical Illness Floater
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  • Smart Health Essential Insurance Floater
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  • Smart Health Insurance Policy Floater
    •
  • Smart Health High Deductibles Insurance Floater
    •
  • Smart Super Health Insurance Floater
    •
    Useful Information

    Bharti

    TPA Information

    Smart Health Essential Insurance Floater

    Synopsis:

    A smart first step to reduce financial burden arising out of hospitalization, Smart Health Essential Policy helps to lighten your load and Avoid unnecessary anxiety in the unfortunate event of hospitalisation of you and/or your dependent family.

    Highlight:

    • Double the Sum Insured in case of ICU Admission, max. upto 5 days.
    • Tax rebate available as per provision of Income Tax Rules under section 80-D.
    • Payment of daily cash allowance, for the days of hospitalization, during the policy period beyond a specified number of days.
    • Benefit applicable irrespective of the number of times of hospitalisation, subject to S.I Available.
    • Pre-existing diseases are Covered after 48 months of continuous coverage.

    Benefit:

    Title
    Description
    Room Rent Limit
    Upto S.I
    ICU Daily Rent Limit
    Rs.1000/2000/3000 for 60/90/120 Days ( as per the Plan)
    Pre-Hospitalization Expenses
    Not specified
    Post Hospitalization Expenses
    Not specified
    Minimum Hospitalization Period
    24 Hrs
    Pre-Existing Disease / Illness coverage
    After 48 months
    Waiting Period for New Policy
    30 Days
    Medical Screening
    Between 56 to 65 yrs of age.
    Daily Hospitalization Allowance
    Rs.1000/2000/3000 for 60/90/120 Days ( as per the Plan)Double Cash Benefit ( For Plan B & C, in case of ICU Admission)
    No Claim Bonus
    5%, max. upto 25%