Plans for Individuals
  • Smart Health Critical Illness Individual
    •
  • Smart Health Essential Insurance Individual
    •
  • Smart Health Insurance Policy Individual
    •
  • Smart Health High Deductibles Insurance Individual
    •
  • Smart Super Health Insurance Individual
    •
    Plans for Families
  • Smart Health Critical Illness Floater
    •
  • Smart Health Essential Insurance Floater
    •
  • Smart Health Insurance Policy Floater
    •
  • Smart Health High Deductibles Insurance Floater
    •
  • Smart Super Health Insurance Floater
    •
    Useful Information

    Bharti

    TPA Information

    Smart Health Critical Illness Floater

    Synopsis:

    Bharti AXA s SmartHealth Critical Illness policy is simple yet comprehensive policy which covers all expenses incurred as a result of critical illnesses.

    Highlight:

    • Get benefits such as In-patient physiotherapy charges.
    • Life long policy renewal is available.
    • 5% discount on the renewal premium for every claim-free year, up to a maximum of 25%.
    • Get additional benefits such as children education benefit & Carriage of mortal remains.
    • Tax rebate available as per provision of Income Tax Rules under section 80-D.
    • Pre-existing diseases are Covered after 48 months of continuous coverage.
    • Cashless hospitalization facility is available in more than 4300 hospitals.

    Benefit:

    Title
    Description
    Room Rent Limit
    100% of S.I
    ICU Daily Rent Limit
    100% of S.I
    Pre-Hospitalization Expenses
    30 Days
    Post Hospitalization Expenses
    60 Days
    Minimum Hospitalization Period
    24 Hrs
    Automatic Restoration of Sum Insured
    Yes
    Pre-Existing Disease / Illness coverage
    After 48 months.
    Waiting Period for New Policy
    60 Days
    Ambulance Expenses
    upto Rs.2500
    Daily Hospitalization Allowance
    Rs.750 per day, max.30 days
    Donor Expenses
    15% off on SI over & above the original SI.
    Attendant Allowance
    Yes
    Nursing Allowance
    Rs.350 per day, max.30 days
    No Claim Discount
    5% every claim free year, upto max. 25%.