Plans for Individuals
  • Smart Health Critical Illness Individual
    •
  • Smart Health Essential Insurance Individual
    •
  • Smart Health Insurance Policy Individual
    •
  • Smart Health High Deductibles Insurance Individual
    •
  • Smart Super Health Insurance Individual
    •
    Plans for Families
  • Smart Health Critical Illness Floater
    •
  • Smart Health Essential Insurance Floater
    •
  • Smart Health Insurance Policy Floater
    •
  • Smart Health High Deductibles Insurance Floater
    •
  • Smart Super Health Insurance Floater
    •
    Useful Information

    Bharti

    TPA Information

    Smart Health Insurance Policy Floater

    Synopsis:

    Bharti AXA s SmartHealth Critical Illness policy is simple yet comprehensive policy which covers all expenses incurred as a result of critical illnesses.

    Highlight:

    • Comes with Unique Feature - In-built critical illness cover.
    • Pre-existing diseases are Covered after 48 months of continuous coverage.
    • Life long policy renewal is available.
    • Tax rebate available as per provision of Income Tax Rules under section 80-D.
    • Wide sum insured option ranging from Rs. 2,00,000 to Rs.5,00,000.
    • No medical check-ups required up to 55 years (on select plans).
    • Single policy for the entire family (Insured, spouse and two children).

    Benefit:

    Title
    Description
    Room Rent Limit
    Upto S.I (subject to limits Specified)
    Room Rent Limit
    Upto S.I (subject to limits Specified)
    Pre-Hospitalization Expenses
    30 Days
    Pre-Hospitalization Expenses
    30 Days
    Post Hospitalization Expenses
    60 Days
    Post Hospitalization Expenses
    60 Days
    Minimum Hospitalization Period
    24 Hrs
    Minimum Hospitalization Period
    24 Hrs
    Day Care Procedure Coverage
    Yes ( Upto S.I)
    Day Care Procedure Coverage
    Yes ( Upto S.I)
    Additional Cover for Critical Illness
    Yes (reimbursement basis on hospitalization of insured)
    Additional Cover for Critical Illness
    Yes (reimbursement basis on hospitalization of insured)
    Pre-Existing Disease / Illness coverage
    After 48 months
    Pre-Existing Disease / Illness coverage
    After 48 months
    Waiting Period for New Policy
    30 Days
    Waiting Period for New Policy
    30 Days
    Medical Screening
    Required as per S.I opted under Basic/Premium/Optimum plan
    Medical Screening
    Required as per S.I opted under Basic/Premium/Optimum plan
    Free Health Checkup
    After 4 claim free years.
    Free Health Checkup
    After 4 claim free years.
    Ambulance Expenses
    Upto Rs.1500
    Ambulance Expenses
    Upto Rs.1500
    Daily Hospitalization Allowance
    Rs.250 per day max.10 days
    Daily Hospitalization Allowance
    Rs.250 per day max.10 days
    Donor Expenses
    Upto Rs.50,000 (over & above S.I)
    Donor Expenses
    Upto Rs.50,000 (over & above S.I)
    Attendant Allowance
    Rs.250 per day max.5 days
    Attendant Allowance
    Rs.250 per day max.5 days
    Nursing Allowance
    Rs.50,000
    Nursing Allowance
    Rs.50,000
    No Claim Discount
    5%, max. upto 25%
    No Claim Discount
    5%, max. upto 25%