Plans for Individuals
  • Individual Mediclaim Old
    •
  • Individual Platinum
    •
  • Super Top Up Medicare Individual
    •
  • Top Up Medicare Individual
    •
  • Senior Citizen Old
    •
  • U N I - Criticare Policy
    •
  • Corona Kavach Individual
    •
  • Individual Health
    •
  • Medicare Individual
    •
    Plans for Families
  • Family Medicare 2014
    •
  • Super Top Up Medicare Family
    •
  • Top Up Medicare Family
    •
  • Corona Kavach Floater
    •
  • Family Medicare
    •
    Useful Information

    United

    TPA Information

    Family Medicare 2014

    Synopsis:

    Family Medicare 2014 policy takes care of hospitalization and medical expenses incurred by individual and family members.

    Highlight:

    • Wide cover for treatment against illnesses and accident
    • Get coverage before, during and after hospitalization
    • No medical tests required up to 45 Years of Age
    • Non-allopathic treatment is covered
    • Option of additional cover incase of Critical Illness
    • Tax rebate available as per provision of Income Tax Rules under section 80-D

    Benefit:

    Title
    Description
    Room Rent Limit
    Up to 1% of sum insured
    ICU Daily Rent Limit
    Up to 2% of sum insured
    Pre-Hospitalization Expenses
    30 days, max 10% of sum insured
    Post Hospitalization Expenses
    60 days, max 10% of sum insured
    Minimum Hospitalization Period
    24 Hrs
    Day Care Procedure Coverage
    Yes
    Pre-Existing Disease / Illness coverage
    After48 months, 24 months for specific diseases
    Waiting Period for New Policy
    30 days
    Free Health Checkup
    Up to 1% of sum insured, once in 3 claim free years
    Ambulance Expenses
    Up to 2500 per hospitalization
    Non-Allopathic Treatments
    Covered
    Daily Hospitalization Allowance
    Optional, up to 500 per day, Max up to 5000 per hospitalization
    Nursing Allowance
    Up to 1% of the sum insured
    No Claim Discount
    Up to 3% per year after 3 claim free years, Max 15%