Plans for Individuals
  • Individual Mediclaim Old
    •
  • Individual Platinum
    •
  • Super Top Up Medicare Individual
    •
  • Top Up Medicare Individual
    •
  • Senior Citizen Old
    •
  • U N I - Criticare Policy
    •
  • Corona Kavach Individual
    •
  • Individual Health
    •
  • Medicare Individual
    •
    Plans for Families
  • Family Medicare 2014
    •
  • Super Top Up Medicare Family
    •
  • Top Up Medicare Family
    •
  • Corona Kavach Floater
    •
  • Family Medicare
    •
    Useful Information

    United

    TPA Information

    Individual Mediclaim Old

    Synopsis:

    Health Insurance Gold policy is Comprehensive health policy aims to cover in-patient hospitalization expenses up to Rs.5 Lacs

    Highlight:

    • It covers medical expenses that are incurred during 30 days prior to the admission to hospital and 60 days after the discharge.
    • The cost of Medical check-up once every 3 years provided no claims are made in between the years.
    • Domiciliary Hospitalization benefit is provided
    • The Non-allopathic treatment cost is also covered
    • Tax rebate available as per provision of Income Tax Rules under section 80-D

    Benefit:

    Title
    Description
    Room Rent Limit
    Up to 1% of sum insured
    ICU Daily Rent Limit
    Up to 2% of sum insured
    Pre-Hospitalization Expenses
    30 days
    Post Hospitalization Expenses
    60 days
    Minimum Hospitalization Period
    24 Hrs
    Day Care Procedure Coverage
    Covered
    Pre-Existing Disease / Illness coverage
    After 48 months, 24 months for specific diseases
    Waiting Period for New Policy
    30 days
    Free Health Checkup
    1% of Average S.I. after 3 Claim Free Years Max.5,000/-
    Ambulance Expenses
    Up to 2500 per hospitalization
    Non-Allopathic Treatments
    Covered
    Daily Hospitalization Allowance
    Optional, up to Rs. 250/500 per day, Max up to 2500/5000 per hospitalization.
    Nursing Allowance
    Up to 1% of the sum insured