Plans for Individuals
Plans for Families
Health Smart Plus Floater
Synopsis:
A Complete Health Insurance Plan Which Cover hospital expenses and other costs incurred.
Highlight:
- No sub-limits, No co-payment, No Room Rent Restrictions
- Sum Insured: 15, 20, 30 & 50lacs
- Pre and Post hospitalisation coverage for 30 days & 60 days
- Buy 2 year plan and get 10% Additional Discount
- Claim Service Guarantee: ICICI Lombard guarantees on time claim service
- Policy Tenure Options: 1 year or 2 years available in the plans
- Lifetime Renewability: Covers maximum of 2 Adults and 3 Children providing life long renewal
- Wellness Program: Wellness program intends to promote, incentivize and reward You for Your healthy behavior through various wellness services
- Complimentary health check up coupons irrespective of claims (max 2 coupons per floater policy) havior through various wellness services
- Maternity Cover (Normal Delivery: Rs 25,000 & Caesarian: Rs 50,000), New born baby cover: Rs 1,00,000, Pre-Post Natal Expenses: Rs 2,000 each- 3Yrs Waiting Period)
Benefit:
Title
Description
Room Rent Limit
No Room Rent Restrictions
Pre-Hospitalization Expenses
30 days
Post Hospitalization Expenses
60 days
Minimum Hospitalization Period
24 Hours
Additional Cover for Critical Illness
Critical illness ( 50% of SI)
Automatic Restoration of Sum Insured
Reset Benefit (up to Sum Insured)
Pre-Existing Disease / Illness coverage
After 2 years
Waiting Period for New Policy
2 years
Free Health Checkup
Complimentary health check up coupons irrespective of claims (max 2 coupons per floater policy) havior through various wellness services
Ambulance Expenses
Domestic Road Emergency Ambulance cover (Rs 1,500 per hospitalisation)
Non-Allopathic Treatments
In Patient AYUSH (up to Sum Insured)
New Born Baby Cover
Rs 1,00,000
Daily Hospitalization Allowance
Hospital Daily Cash ( Rs 3,000/day) + Convalescence Benefit ( flat Rs 10,000)
Donor Expenses
Donor expenses( upto Rs 50,000 per member)
Nursing Allowance
Nursing at Home( Rs 3,000/day per member up to max. of 15 days)
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