Useful Information

Care Health

TPA Information

Care Floater

Synopsis:

Care Floater is a medical insurance policy that covers hospitalization and medical expenses of the entire family.

Highlight:

  • Annual Health check ups for Insured members, Regardless of claim history.
  • Automatic Recharge of sum insured at no extra cost.
  • Daily Allowance to meet Incidental expenses.
  • Avail medical treatment Anywhere in the World.
  • Pre Existing Diseases covered after a period of 48 months.
  • Tax benefit on the Premium paid U/S 80D of the Income tax act.
  • Direct and Hassle free Cashless settlement of Claims.
  • Avail Discounts such as Family Discounts, Loyalty discount, Multi year Discount.

Benefit:

Title
Description
Room Rent Limit
For SI 2 to 4 Lac - 1% of SI
ICU Daily Rent Limit
For SI 2 to 4 Lac - 2% of SI
Pre-Hospitalization Expenses
30 Days
Post Hospitalization Expenses
60 Days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
Yes
Pre-Existing Disease / Illness coverage
After 48 months of continuous coverage
Waiting Period for New Policy
30 days
Co-Payment
20% for age 61 and above
Medical Screening
Yes
Free Health Checkup
Yes, Annual
Ambulance Expenses
For SI 2 to 4 Lac - 1500 per claim
Non-Allopathic Treatments
For SI 2 to 4 Lac - Upto Rs 15000
Daily Hospitalization Allowance
500 per day upto 5 days, Only for SI upto 4 Lac
Donor Expenses
For SI 2 to 4 Lac - Rs.50,000
Attendant Allowance
No Limit
Nursing Allowance
Covered
No Claim Bonus
10%, up to a maximum of 50% in consecutive 5 years