Plans for Individuals
Plans for Families
Heartbeat Family First - Gold
Synopsis:
Family First, a first of its kind Plan which has been designed keeping in mind the health insurance needs of the Indian joint family.
Highlight:
- Annual Health check ups at the time of Renewal.
- Child Care Benefits including New Born baby cover.
- Optional benefit of 10% and 20% Co- pay.
- Earn Points under Health relationship loyalty program.
- Discount of 12.5% on the second year premium.
- Direct Claim settlement, No third party involved.
- All Day care treatments are covered. No exceptions
- Tax saving U/S 80D of the Income tax Act.
- Cashless facility with over 3500 Quality Hospitals in the network offering cashless hospitalisation.
Benefit:
Title
Description
Room Rent Limit
No Limit, Single private rule
ICU Daily Rent Limit
No Limit, Single private rule
Pre-Hospitalization Expenses
30 days
Post Hospitalization Expenses
60 days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
Covered
Pre-Existing Disease / Illness coverage
After 24 months
Waiting Period for New Policy
90 days
Co-Payment
Max 20%, for age less than 65 years
Free Health Checkup
Every year
Ambulance Expenses
Covered
New Born Baby Cover
Covered
No Claim Bonus
Up to 10 %, Max 50%
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