Plans for Individuals
  • Mediclaim 2012 - Individual ( Old)
    •
  • Janata Mediclaim
    •
  • Mediclaim 2007
    •
  • Senior Citizen Mediclaim Policy
    •
  • Mediclaim Policy 2017 - Individual
    •
  • Mediclaim Nu
    •
  • Top Up Mediclaim Individual
    •
  • Sixty Plus Mediclaim
    •
  • Global Mediclaim
    •
  • Cancer Guard
    •
  • Arogya Sanjeevani Individual
    •
  • Corona Kavach Individual
    •
    Plans for Families
  • Floater Mediclaim (old)
    •
  • Asha Kiran
    •
  • Top Up Mediclaim Floater
    •
  • Premier Mediclaim Policy Floater
    •
  • Good Health
    •
  • Floater Mediclaim Policy
    •
  • Arogya Sanjeevani Floater
    •
  • Corona Kavach Floater
    •
    Useful Information

    New India

    TPA Information

    Senior Citizen Mediclaim Policy

    Synopsis:

    Senior Citizen Mediclaim Policy covers any senior citizen resident in India aged between 60 and 80 yrs for Hospitalization expenses incurred for the treatment of illness/injury.

    Highlight:

    • Pre-existing diseases are covered after 18 months of continuous insurance.
    • Pre-Acceptance Health Check up required for the Age group of 60 years and above.
    • Tax rebate available as per provision of Income Tax Rules under section 80-D
    • Get voluntary excess of 10% which is subjected to Rs. 10,000.
    • Ayush expenses incurred for homeopathic/Ayurvedic/unani are available up to 25% of the sum insured.
    • Can be renewed till the age of 90 Years.

    Benefit:

    Title
    Description
    Room Rent Limit
    Up to 1% of Sum Insured per day - Overall limit: 25% of the Sum Insured.
    ICU Daily Rent Limit
    Up to 2% of Sum Insured per day - Overall limit: 25% of the Sum Insured.
    Pre-Hospitalization Expenses
    up to 30 days, subject to maximum 5% of hospital bill.
    Post Hospitalization Expenses
    up to 60 days, subject to maximum of 10% of hospital bill.
    Minimum Hospitalization Period
    24 Hrs
    Pre-Existing Disease / Illness coverage
    After 18 months
    Waiting Period for New Policy
    30 Days
    Ambulance Expenses
    Covered, subject to a maximum of Rs.1000
    Non-Allopathic Treatments
    25% of the sum insured
    Donor Expenses
    Covered
    No Claim Bonus
    5% for each claim free year subject to maximum of 30%