Plans for Individuals
  • Individual Medishield
    •
  • Health Protector
    •
  • Health Protector Plus Individual
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  • Corona Kavach Individual
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  • Corona Rakshak
    •
    Plans for Families
  • Swashthya Kavach
    •
  • Family Health Protector
    •
  • Health Protector Plus Floater
    •
  • Corona Kavach Floater
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    Useful Information

    IFFCO

    TPA Information

    Swashthya Kavach

    Synopsis:

    Swasthya Kavach Family Health Insurance is a family health insurance plan which is designed to cover medical treatment, hospitalization, surgery and organ transplant expenses in case of an illness or accident.

    Highlight:

    • Daily hospitalization allowance is provided
    • Additional sum assured of 5% is provided on renewal if no claims are made in previous year
    • Child care assistance, medical consultation etc. provided in case of an emergency
    • Provides an option of Critical Illness Rider
    • 121 Day Care Treatments are covered
    • No Medical Tests up to 45 Years
    • Domiciliary hospitalization expenses are covered
    • Tax rebate available as per provision of Income Tax Rules under section 80-D

    Benefit:

    Title
    Description
    Room Rent Limit
    Up to 1% of sum insured
    ICU Daily Rent Limit
    Up to 2% of sum insured
    Pre-Hospitalization Expenses
    30 days
    Post Hospitalization Expenses
    30 days, 7% of hospitalisation expenses Max 7500
    Minimum Hospitalization Period
    24 hrs
    Day Care Procedure Coverage
    121 procedures covered
    Pre-Existing Disease / Illness coverage
    After 48 months of continuous coverage
    Waiting Period for New Policy
    30 days
    Medical Screening
    Above age 45 years
    Ambulance Expenses
    Up to 750
    Daily Hospitalization Allowance
    150
    Donor Expenses
    Covered
    No Claim Bonus
    Up to 5% of sum insured, Max 50%