Useful Information

Bajaj

TPA Information

Health Infinity

Synopsis:

Bajaj Allianz’s Health Infinity Policy comes with new comprehensive benefits at competitive premiums and is a perfect product to take care of medical expenses for you and your family in case of unfortunate event of hospitalization for illness/ injury.

Highlight:

  • Indemnity Health Insurance Plan without any limit on Sum Insured
  • Introducing the concept of choosing health insurance as the per day room rent
  • In-patient Hospitalization Treatment without any sublimit
  • Preventive Health Check Up at the end of every 3 policy years, equal to per day room rent opted max. up to INR 5,000 per person whichever is less
  • Individual policy for Self, Spouse, Children and Parents
  • Income tax benefit under 80 D of the IT Act on premiums paid for this policy

Benefit:

Title
Description
Room Rent Limit
Covered
ICU Daily Rent Limit
Covered
Pre-Hospitalization Expenses
60 days
Post Hospitalization Expenses
90 days
Minimum Hospitalization Period
24 hours
Day Care Procedure Coverage
Covered
Pre-Existing Disease / Illness coverage
Pre-existing disease covered after 36 months from your first Health Policy
Waiting Period for New Policy
30-day waiting period
Co-Payment
20%,15%,25% if claim amount is more that 100 times that of Room rent chosen
Medical Screening
No pre-policy medical tests up to 45 years of age (subject to clean proposal form)
Free Health Checkup
Preventive Health Check Up at the end of every 3 policy years, equal to per day room rent opted max. up to INR 5,000 per person whichever is less
Ambulance Expenses
Road Ambulance up to Rs. 5000 per hospitalization
Non-Allopathic Treatments
Not covered
Nursing Allowance
Nursing Expenses as provided by the hospital
No Claim Discount
Insured member is eligible for 5% discount at each renewal provided he / she submits certain medical reports. And all the reports are falling under normal range.