Plans for Individuals
  • Health Guard Individual
    •
  • Hospital Cash Daily Allowance
    •
  • Critical Illness
    •
  • Silver Health
    •
  • Health Ensure Old
    •
  • Health Care Supreme Individual
    •
  • Health Guard Individual ( Old)
    •
  • Surgical Protection Individual
    •
  • Health Ensure Individual
    •
  • Health Infinity
    •
  • Extra Care Plus Individual
    •
  • Corona Kavach Individual
    •
  • Arogya Sanjeevani Individual
    •
  • Extra Care Individual
    •
  • Criti Care
    •
    Plans for Families
  • Health Guard Family Floater
    •
  • Extra Care Floater
    •
  • Health Care Supreme Floater
    •
  • Health Guard Family Floater ( Old)
    •
  • Extra Care Plus Floater
    •
  • Health Ensure Floater
    •
  • Tax Gain Floater
    •
  • Corona Kavach Floater
    •
  • Arogya Sanjeevani Floater
    •
    Useful Information

    Bajaj

    TPA Information

    Health Guard Individual

    Synopsis:

    Health Guard individual option plan is designed to suit all your health care needs as it takes care of the expensive medical treatment incurred during hospitalization

    Highlight:

    • All Day Care Procedures are covered.
    • No Medical tests up to 45 years.
    • Life long policy renewal is available.
    • No Sub-limits on hospitalization expenses and room rent.
    • Medical Expenses for Ayurvedic and Homeopathic treatment covered up to Rs. 20000/- per policy year.
    • Daily cash benefit of Rs. 500/- will be payable for Accompanying an Insured Child.
    • Increased Family discount up to 15%.
    • Tax rebate available as per provision of Income Tax Rules under section 80-D.
    • Bariatric Surgery Cover up to Rs.5 lacs available for Gold Plan after a waiting period of 36 months.
    • Convalescence Benefit for 10 days hospitalisation, up to Rs. 7500 per policy year.

    Benefit:

    Title
    Description
    Room Rent Limit
    Actuals /1% of S.I for Silver plan
    ICU Daily Rent Limit
    Actuals
    Pre-Hospitalization Expenses
    60 days
    Post Hospitalization Expenses
    90 days
    Minimum Hospitalization Period
    24 Hrs
    Day Care Procedure Coverage
    All procedures covered
    Automatic Restoration of Sum Insured
    Once in policy period.
    Pre-Existing Disease / Illness coverage
    After 36 months
    Waiting Period for New Policy
    30 days
    Co-Payment
    Zone B upto 20% for non-network hospital.
    Medical Screening
    Age 46 and Above
    Free Health Checkup
    After every 3 years.
    Ambulance Expenses
    Upto Rs.20,000 per policy year
    Non-Allopathic Treatments
    Covered upto 20,000.
    New Born Baby Cover
    Covered within Maternity expenses.
    Daily Hospitalization Allowance
    Rs.500 for Accompanying an Insured Child (up to age 12yrs) for 10 days
    Donor Expenses
    Upto SI
    No Claim Bonus
    Upto 10 % of sum insured, Max 100 %