Plans for Individuals
Plans for Families
This is a basic health insurance policy which covers medical expenses incurred by a person due to illness, injury or accident and requires sudden or planned hospitalization for treatment or surgery.
- This policy covers the citizens up to the age of 80 years.
- No Medical Check-up required up to the age of 45 Years.
- Domiciliary Hospitalization benefit is provided.
- It covers Treatment expenses up to 60 days after being discharged from the Hospital
- Tax rebate available as per provision of Income Tax Rules under section 80-D
Room Rent Limit
Up to 1% of sum insured, Max 5000
ICU Daily Rent Limit
Up to 2% of sum insured, Max 10000
Post Hospitalization Expenses
Minimum Hospitalization Period
Day Care Procedure Coverage
Pre-Existing Disease / Illness coverage
After 48 months
Waiting Period for New Policy
Above age 45 years
Free Health Checkup
Up to 1% of sum insured, after every 4 claim free years
Up to 1% of sum insured, Max 2000
Up to 1 % of sum insured, Max 5000