This is a basic health insurance policy which covers medical expenses incurred by a person due to illness, injury or accident and requires sudden or planned hospitalization for treatment or surgery.
Highlight:
This policy covers the citizens up to the age of 80 years.
No Medical Check-up required up to the age of 45 Years.
Domiciliary Hospitalization benefit is provided.
It covers Treatment expenses up to 60 days after being discharged from the Hospital
Tax rebate available as per provision of Income Tax Rules under section 80-D
Benefit:
Title
Description
Room Rent Limit
Up to 1% of sum insured, Max 5000
ICU Daily Rent Limit
Up to 2% of sum insured, Max 10000
Pre-Hospitalization Expenses
30 days
Post Hospitalization Expenses
60 days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
Yes
Pre-Existing Disease / Illness coverage
After 48 months
Waiting Period for New Policy
30 days
Medical Screening
Above age 45 years
Free Health Checkup
Up to 1% of sum insured, after every 4 claim free years
