Useful Information

Oriental

TPA Information

Super Health Top Up Floater

Synopsis:

Super top up policy that addresses the gap between what you can pay and the actual amount incurred, in an unfortunate event of an unexpected, expensive hospitalisation.

Highlight:

  • Sum Insured ranging from Rs.3lakhs to 30 lakhs
  • Deductibles ranging from Rs.3lakhs to Rs.20lakhs
  • Maternity coverage upto 10% of the Sum Insured
  • New Born Baby Cover upto 5% of the Sum Insured
  • Organ donor expenses when Insured is recipient upto Sum Insured limit

Benefit:

Title
Description
Room Rent Limit
1% of the Deductible Amount
ICU Daily Rent Limit
2 % of the Deductible Amount
Pre-Hospitalization Expenses
30 days prior to hospitalisation
Post Hospitalization Expenses
60 days from the discharge from hospital
Minimum Hospitalization Period
24 hours
Day Care Procedure Coverage
116 day care procedures covered
Additional Cover for Critical Illness
NA
Automatic Restoration of Sum Insured
NA
Pre-Existing Disease / Illness coverage
48 months after continuous coverage
Waiting Period for New Policy
30 days
Co-Payment
NA
Non-Allopathic Treatments
Covered
New Born Baby Cover
The policy provides automatic cover upto 5% of the Sum Insured to the new born baby upto 90days from the date of birth. Cover beyond 90 days is available for full Sum Insured only on payment of requisite additional premium.
Daily Hospitalization Allowance
NA
Donor Expenses
Lumpsum payment of 10% of the Sum Insured when insured person is donor. within the limits of Sum Insured When Insured Person is recipient.
Nursing Allowance
1 % of the Deductible Amount