Plans for Individuals
  • One Health Individual
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    Plans for Families
  • One Health Floater
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    Useful Information

    Magma

    TPA Information

    One Health Floater

    Synopsis:

    Comprehensive Health insurance Plan

    Highlight:

    • In patient Hospitalization: for hospitalization expenses like Doctor's fees, operation theatre cost, surgery cost,anaesthetist charges and nurse charges
    • Day care treatment cover- for expenses of modern procedures that do not require 24 hrs hospitalization admission (for e.g. cataract surgery)
    • Pre and Post Hospitalisation expenses are covered
    • Ambulance cover: for expenses incurred for emergency road ambulance
    • Organ Donor expense cover- for hospitalization expenses of the person who is donating organ for the use of Insured person
    • Domiciliary Hospitalization cover
    • IVF treatment cover
    • Bariatric Surgery cover
    • Psychiatric cover
    • Lasik surgery cover
    • Cumulative Bonus- which once accrued, is not reduced even if you claim
    • Free annual health check up for all adult insured persons irrespective of claims

    Benefit:

    Title
    Description
    Room Rent Limit
    Under Support:- 1% of SI, Under Secure:- Covered up to SI; Single private room , Under Support Plus:- Covered up to SI; No room rent capping, Under Shield:- Covered up to SI; No room rent capping, Premium:- Covered up to SI; No room rent capping
    ICU Daily Rent Limit
    Under Support:- upto 2% Of SI, Under Secure:- up to SI, Single private room , Under Support Plus:- up to SI, No room rent capping, Under Shield:- up to SI, No room rent capping, Premium:- up to SI, No room rent capping
    Pre-Hospitalization Expenses
    Under Support:- upto 2% Of SI, Under Secure:- up to SI, Single private room , Under Support Plus:- up to SI, No room rent capping, Under Shield:- up to SI, No room rent capping, Premium:- up to SI, No room rent capping
    Post Hospitalization Expenses
    Under Support:- 60 days, Under Secure:- 60 days, Under Support Plus:- 60 days, Under Shield:- 90 days, Premium:- 90 days
    Minimum Hospitalization Period
    24 hours
    Day Care Procedure Coverage
    Covered up to SI
    Additional Cover for Critical Illness
    Available
    Automatic Restoration of Sum Insured
    Available
    Pre-Existing Disease / Illness coverage
    Under Support:- 4 years, Under Secure:- 3 years, Under Support Plus:- 3 years, Under Shield:- 3 years, Premium:- 2 years
    Waiting Period for New Policy
    30 days
    Co-Payment
    Voluntary 10% or 20%
    Free Health Checkup
    Every year
    Ambulance Expenses
    Under Support:- Up to Rs. 2,000, Under Secure:- Up to 2,500, Under Support Plus:- Up to Rs. 5,000, Under Shield:- Up to Rs. 7,500, Premium:- Up to Rs. 10,000
    Non-Allopathic Treatments
    Under Support:- 10% of SI, Under Secure:- 10% of SI, Under Support Plus:- 50% of SI, Under Shield:- Covered up to SI, Premium:- Covered up to SI
    Donor Expenses
    Covered up to SI
    No Claim Bonus
    Under Support:- 10% max 50%, Under Secure:- 10% max 50%, Under Support Plus:- 10% max 100%, Under Shield:- 10% max 100%, Premium:- 10% max 100%