Useful Information

Religare

TPA Information

Care Heart Floater

Synopsis:

Care Heart is a heart insurance plan that offers coverage for pre-existing heart illnesses. A specific heart insurance product, it serves as an ideal health insurance for cardiac patients i.e. those with pre-existing heart ailments.

Highlight:

  • No Maximum Age Limit
  • No Pre Policy Check up
  • Reduced PED Wait Period
  • No Claim Bonus
  • Cardiac Health Check-up Free Every year

Benefit:

Title
Description
Room Rent Limit
1% in 3 Lacs SI, Single Private Room in 5 Lacs & Above
ICU Daily Rent Limit
No Limit 5 Lacs & Above, 2% in 3 Lacs SI
Pre-Hospitalization Expenses
30 Days, Maximum upto 5% of SI
Post Hospitalization Expenses
60 Days, Maximum upto 5% of SI
Minimum Hospitalization Period
24 hours
Automatic Restoration of Sum Insured
upto Sum Insured
Pre-Existing Disease / Illness coverage
Covered after 24 months
Waiting Period for New Policy
30 Days
Co-Payment
20% per claim
Medical Screening
No Pre Policy Check up
Free Health Checkup
Cardiac health check up annually
Ambulance Expenses
SI 7 Lacs & Above 3k, SI 3 Lacs, 5 Lacs 2k Per Hospitalisation
Non-Allopathic Treatments
Up to 25% of Sum Insured
No Claim Bonus
10% Every Year, Maximum upto 50%