Plans for Individuals
Plans for Families
Affordable Health Insurance Plan for Senior Citizens.
Room Rent Limit
1% Sum Insured per day For Sum Insured Of RS 3 Lakh. For Sum Insured of 5,7,10 Lakh single private AC room (Max upto 1% Sum Insured per day)
ICU Daily Rent Limit
2% SUm Insured per day
Post Hospitalization Expenses
Minimum Hospitalization Period
Day Care Procedure Coverage
Upto Sum Insured. 541 Procedures covered.
Automatic Restoration of Sum Insured
Upto sum Insured, once a year.
Pre-Existing Disease / Illness coverage
Pre existing diseases are covered after 4 years of continued coverage.
Waiting Period for New Policy
4 years for Preexisting diseas. 2 Years for named ailments. 30 days for any other illness except injury.
20% co payment. 20% Additional in case of treatment outside of Smart Select Hospitals.
Pre-policy Medical Check-up not required.
Free Health Checkup
Every year for all insured members.
Daily Hospitalization Allowance
For Sum Insure of Rs 3 Lakh, Rs 500/day for max 5 days. Not availble of other sum insured.
Up to Rs 50000 for Sum insured Rs 3Lakh. Upto Rs 100000 for all other sum insured
No Claim Bonus
Upto 150% with optional cover NCB Super.