Useful Information

Religare

TPA Information

Care Freedom Individual

Synopsis:

Religare Care Freedom is an Ideal plan for people aged between 45-70 with Affordable premiums, this plan provides Consumable Allowance over and above hospitalization expenses to take care of miscellaneous expenses.

Highlight:

  • Consumable Allowance over and above hospitalization expenses to take care of miscellaneous expenses.
  • No Loading of premium & medical underwriting.
  • Option to include spouse under floater plan for competitive premiums.
  • Pre Existing Diseases covered after a period of 24 months.
  • 20% co-pay for all claims including PED cases on entry up to age 70.
  • Life long policy renewal is available.

Benefit:

Title
Description
Room Rent Limit
SI 3 Lac: Twin Sharing Room Subject to Max 1%Of SI/Day. SI 5 Lac: Twin Sharing Room SI 7/10 LAC : SIngle Private Room
Nursing Allowance
Upto 10% of S.I
Free Health Checkup
Annually
Ambulance Expenses
Up to 10% of payble Hospitalisation expenses
Daily Hospitalization Allowance
Rs.750, upto Rs.1000 for max.7 days
ICU Daily Rent Limit
SI 3 Lac: Up to 2% Of SI/Day. SI 5 Lac: No Limit SI 7/10 LAC : No Limit
Pre-Hospitalization Expenses
SI 3 Lac: Up to 7.5% of payble Hospitalisation expenses. SI 5 Lac: Up to 10% of payble Hospitalisation expenses. SI 7/10 LAC : Up to 10% of payble Hospitalisation expenses.
Post Hospitalization Expenses
SI 3 Lac: Up to 7.5% of payble Hospitalisation expenses. SI 5 Lac: Up to 10% of payble Hospitalisation expenses. SI 7/10 LAC : Up to 10% of payble Hospitalisation expenses.
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
Up to SI
Automatic Restoration of Sum Insured
Up to S.I
Pre-Existing Disease / Illness coverage
After 2 Years
Waiting Period for New Policy
30 Days
Co-Payment
20% for entry up to 70/30% for entry above 70.