Plans for Individuals
Plans for Families
This is an annual aggregate deductible policy.
Room Rent Limit
There is no room rent capping, any category of hospital room can be opted upto the policy Sum Insured.
ICU Daily Rent Limit
Post Hospitalization Expenses
Minimum Hospitalization Period
Day Care Procedure Coverage
Covered upto Sum Insured
Additional Cover for Critical Illness
Add On Pays an additional lumpsum amount upto 100% of Base SI opted.
Pre-Existing Disease / Illness coverage
After 48 months of continuous coverage
Waiting Period for New Policy
Required if insured's age is more than 65 years
Free Health Checkup
Actual incurred expenses paid per hospitalisation event
In-patient hospitalisation Medical Expenses towards the donor for harvesting the organ in case of major organ transplant is covered
No Claim Bonus
A guaranteed 5% Increase in Sum Insured per policy year, maximum up to 50% of Sum Insured.