SBI General’s Health Insurance Policy - Retail take control of your family’s health. This Policy makes medical
treatment expenses more manageable and ensuring quality health & happiness for your family.
No medical test up to the age of 45 for people with no medical history.
Flexible Plan Options–Metro Plan, Semi Metro Plan & Rest of India.
Free Medical check-up for every 4 claim free years up to a maximum limit of Rs.2,500.
Parental Care, Attendant nursing charge to take care of parents who are above 60 years of age.
Tax rebate available as per provision of Income Tax Rules under section 80-D.
Pre-existing diseases are Covered after 48 months of continuous coverage.
15% of S.I maximum of 25000 per eye, shall be paid for expenses related to Cataract.
Wide Coverage – From Rs.50,000 up to Rs.500,000
Room Rent Limit
1% of S.I per day
ICU Daily Rent Limit
2% of S.I per day
Post Hospitalization Expenses
Minimum Hospitalization Period
Day Care Procedure Coverage
Pre-Existing Disease / Illness coverage
After 48 months.
Waiting Period for New Policy
10% on admissible claims
After 45 Years of age.
Free Health Checkup
After 4 claim free years, 1% of S.I max. upto Rs.2500
1% of SI up to a max of Rs.1500.
Yes, Rs 500 or actual above 60 years of age per day up to a max.10 days.
20% of S.I, max. Rs.20,000 whichever less.
No Claim Bonus
5% of Sum Insured for a claim free year and subject to a maximum of 25% of Sum Insured