Useful Information

Max Bupa

TPA Information

Heartbeat Individual - Gold

Synopsis:

Heartbeat is a simple and easy to understand health plan providing a comprehensive health cover which will help you to take care of your family

Highlight:

  • All Day care treatments are covered. No exceptions
  • Domiciliary treatment (covered up to Rs.50,000)
  • Free Health check-up on every renewal
  • Get 12.5% discount by opting for two years policy
  • No restriction of age limit for enrolment
  • Get 10% additional sum insured each policy year of expiring base sum insured
  • International health coverage of 9 critical illnesses
  • No use of third party administrators (TPA) to process claims.
  • Life long policy renewal
  • Tax rebate available as per provision of Income Tax Rules under section 80-D

Benefit:

Title
Description
Room Rent Limit
Platinum: Covered up to Sum Insured Gold: Covered up to Sum Insured (except for Suite or above room category)
ICU Daily Rent Limit
Platinum: Covered up to Sum Insured Gold: Covered up to Sum Insured (except for Suite or above room category)
Pre-Hospitalization Expenses
60 days
Post Hospitalization Expenses
90 days
Minimum Hospitalization Period
24 hours
Day Care Procedure Coverage
Covered up to Sum Insured
Pre-Existing Disease / Illness coverage
Until 24 months of continuous coverage from first policy start date.
Waiting Period for New Policy
30 days
Co-Payment
Options of 10% and 20% co-payment
Free Health Checkup
If policy is renewed without a break
Ambulance Expenses
Networked hospital covered upto Sum Insured. Non networked hospital covered up to 2000 per event.
Non-Allopathic Treatments
Covered
New Born Baby Cover
Covered up to Sum Insured
Donor Expenses
Covered up to Sum Insured
Nursing Allowance
Covered up to Sum Insured
No Claim Bonus
10% of SI, Max 100%