Useful Information


TPA Information

Health Wallet Individual


Health wallet is a win-win health insurance plan, through which you not only insure your health today but also secure your health for future. Health Wallet doesn’t let you loose your sleep or money over healthcare related issues.


  • Health Wallet comes with the option of life long renewal.
  • Sum insured can be enhanced at the time of renewal.
  • Comes with a unique Reserve benefit - covers OPD expenses & Insured can pay upto 50% of the renewal premium from accrued Reserve Benefit.
  • Recovery benefit available if the insured person is hospitalised beyond 10 continuous days.
  • Comes with switch benefit, option of converting into a full-fledged nil deductible plan by using the waiver of Deductible Benefit.
  • Sum insured can be enhanced at the time of renewal
  • Any pre-existing diseases/conditions will be covered after a waiting period of 3 years.
  • Tax rebate available as per provision of Income Tax Rules under section 80-D.
  • Get World Wide Coverage for in-patient treatment and daycare medical expenses incurred for emergency treatments sustained/contracted outside of India.


Room Rent Limit
ICU Daily Rent Limit
Pre-Hospitalization Expenses
60 Days
Post Hospitalization Expenses
90 Days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
Additional Cover for Critical Illness
Automatic Restoration of Sum Insured
Pre-Existing Disease / Illness coverage
After 3 Years
Waiting Period for New Policy
30 Days
Free Health Checkup
Upto Rs 3500 for Non Deductible plans & Upto Rs 3000 for Deductible plans.
Ambulance Expenses
Upto Rs.2000
Non-Allopathic Treatments
Nursing Allowance
No Claim Bonus
Upto 50%, max.100%