Plans for Individuals
  • Easy Health Individual
    •
  • Optima Restore Individual
    •
  • Optima Super Individual
    •
  • Optima Vital
    •
  • EH Critical Illness Addon
    •
  • Optima Senior
    •
  • Optima Cash Gold
    •
  • Energy
    •
  • Dengue Care
    •
  • Health Wallet Individual
    •
  • Ican Individual
    •
    Plans for Families
  • Easy Health Floater
    •
  • Optima Restore Floater
    •
  • Optima Super Floater
    •
  • Optima Plus Top Up
    •
  • Optima Cash Platinum
    •
  • Health Wallet Floater
    •
  • Maxima
    •
    Useful Information

    HDFC Health

    TPA Information

    Optima Vital

    Synopsis:

    Optima Vital is a critical illness health plan which is designed to cover all major illnesses. It helps to supplement the existing health plan in case of any critical illness which may involve huge treatment expenses.

    Highlight:

    • Lump sum amount is paid on the confirmed diagnosis of any of 37 specified critical illnesses
    • An E-opinion is also provided, from our empanelled Doctors in respect of a Critical illness
    • Get 7.5% discount by opting for two years policy
    • You are eligible to receive the benefit amount in addition to any payment received from another insurance policy
    • Life long policy renewal is available
    • Healthline service is also available free of cost which includes primary consultation, health related counseling, Nutrition and Diet
    • Free Health Risk Assessment which helps to profile your health status and provide recommendations on nutrition and diet and lifestyle
    • Tax rebate available as per provision of Income Tax Rules under section 80-D
    • A maximum of 6 members can be added in a single policy.

    Benefit:

    Title
    Description
    Pre-Existing Disease / Illness coverage
    After 48 months, 24 months for specific diseases. Will get reduced by 1 year on every continuous renewal of your Optima Vital policy
    Waiting Period for New Policy
    90 days