Plans for Individuals
  • Easy Health Individual
    •
  • Optima Restore Individual
    •
  • Optima Super Individual
    •
  • Optima Vital
    •
  • EH Critical Illness Addon
    •
  • Optima Senior
    •
  • Optima Cash Gold
    •
  • Energy
    •
  • Dengue Care
    •
  • Health Wallet Individual
    •
  • Ican Individual
    •
    Plans for Families
  • Easy Health Floater
    •
  • Optima Restore Floater
    •
  • Optima Super Floater
    •
  • Optima Plus Top Up
    •
  • Optima Cash Platinum
    •
  • Health Wallet Floater
    •
  • Maxima
    •
    Useful Information

    HDFC Health

    TPA Information

    Optima Super Individual

    Synopsis:

    Optima Super, India's only aggregate top-up health plan that adds to your existing coverage & also offers an option to convert to a full-fledged nil deductible health insurance plan (at the time when you usually retire)

    Highlight:

    • You are covered for higher hospitalization expenditures that may occur throughout the year
    • 144 Day care treatments are covered
    • Get 7.5% discount by opting for two years policy
    • Option of converting this plan into a full-fledged nil deductible plan by using the Waiver of Deductible benefit without any Medical
    • Life long policy renewal is available
    • Healthline service is also available free of cost which includes primary consultation, health related counseling, Nutrition and Diet
    • Free Health Risk Assessment which helps to profile your health status and provide recommendations on nutrition and diet and lifestyle
    • Tax rebate available as per provision of Income Tax Rules under section 80-D

    Benefit:

    Title
    Description
    Room Rent Limit
    No Limit
    Pre-Hospitalization Expenses
    60 days
    Post Hospitalization Expenses
    90 days
    Minimum Hospitalization Period
    24 Hrs
    Day Care Procedure Coverage
    144 procedures covered
    Pre-Existing Disease / Illness coverage
    After 48 months, 24 months for specific diseases
    Waiting Period for New Policy
    30 days
    Ambulance Expenses
    Up to 2000
    Donor Expenses
    covered