Plans for Individuals
  • Easy Health Individual
    •
  • Optima Restore Individual
    •
  • Optima Super Individual
    •
  • Optima Vital
    •
  • EH Critical Illness Addon
    •
  • Optima Senior
    •
  • Optima Cash Gold
    •
  • Energy
    •
  • Dengue Care
    •
  • Health Wallet Individual
    •
  • Ican Individual
    •
    Plans for Families
  • Easy Health Floater
    •
  • Optima Restore Floater
    •
  • Optima Super Floater
    •
  • Optima Plus Top Up
    •
  • Optima Cash Platinum
    •
  • Health Wallet Floater
    •
  • Maxima
    •
    Useful Information

    HDFC Health

    TPA Information

    Optima Senior

    Synopsis:

    Optima Senior plan is a Health insurance plan which offers comprehensive health coverage exclusively to senior citizens

    Highlight:

    • 144 Day care treatments are covered
    • Get 7.5% discount by opting for two years policy
    • No loading on renewal premium in case of a claim
    • Second opinion from Medical Practitioner is available
    • Domiciliary treatment expenses are also covered
    • Life long policy renewal is available for Senior Citizens
    • Tax rebate available as per provision of Income Tax Rules under section 80-D

    Benefit:

    Title
    Description
    Room Rent Limit
    No Limit
    ICU Daily Rent Limit
    No Limit
    Pre-Hospitalization Expenses
    30 days
    Post Hospitalization Expenses
    60 Days
    Minimum Hospitalization Period
    24 Hrs
    Day Care Procedure Coverage
    140 procedures covered
    Pre-Existing Disease / Illness coverage
    After36 months, 24 months for specific diseases
    Waiting Period for New Policy
    30 days
    Co-Payment
    Max 30% depending on accommodation & illness
    Free Health Checkup
    Up to 50% of the total cost
    Ambulance Expenses
    Up to 2000 per hospitalisation
    Donor Expenses
    Covered
    No Claim Discount
    Up to 5% non-cumulative discount