Plans for Individuals
Plans for Families
Medicare Plus Individual
health insurance top-up plan designed as an economical and affordable option supplementing over and above the
basic health insurance policy.
- Higher sum insured options upto 1 Crore
- Longer tenure upto 3 years
- Deductible options available are Rs. 2 lakhs, Rs. 3 lakhs, Rs. 5 lakhs, Rs. 10 lakhs, Rs. 15 lakhs & Rs. 20 lakhs
- Global Cover (optional)
- No PPC, only Tele MER
- Consumables Benefit
- Higher Cumulative Bonus
ICU Daily Rent Limit
Post Hospitalization Expenses
Minimum Hospitalization Period
Day Care Procedure Coverage
540+ day care procedures covered
Pre-Existing Disease / Illness coverage
Any pre-existing condition will be covered after a waiting period of 36 months.
Waiting Period for New Policy
Compulsory for insured of the age of 46. For all age groups if SI is above 10 lakh.
Free Health Checkup
1% of previous year policy sum insured subject to a maximum of Rs. 10,000/-
Rs. 3000 per Hospitalization.
Treatment under AYUSH is covered
Covers Medical and
surgical Expenses of the organ donor
for harvesting the organ where an
Insured Person is the recipient.
No Claim Bonus
50% increase in cumulative bonus for every claim free (max 100%) year In case of claim 50% decrease in bonus