Useful Information

Tata AIG

TPA Information

Medicare Floater

Synopsis:

Policy that that provides comprehensive health coverage

Highlight:

  • Range of benefits: Indemnity based health insurance cover with range of benefits without any sub-limit unless otherwise mentioned.
  • 4000+ networked hospitals across India.
  • Lifelong renewal
  • Sum Insured Restore Benefit
  • Consumables Benefit
  • Cumulative bonus
  • Tax Benefit under section 80 D of Income tax act.

Benefit:

Title
Description
Room Rent Limit
Covered
ICU Daily Rent Limit
Covered
Pre-Hospitalization Expenses
30 days
Post Hospitalization Expenses
60 days
Minimum Hospitalization Period
24 hours
Day Care Procedure Coverage
Covered
Automatic Restoration of Sum Insured
Automatically restore the Basic Sum Insured upon exhaustion of the Sum Insured and accrued Cumulative Bonus, during the policy period.
Pre-Existing Disease / Illness coverage
Covered after 48 months of continuous coverage have elapsed.
Waiting Period for New Policy
30 days
Co-Payment
10% of the admissible claim if room category is higher than shared accomodation.
Medical Screening
Pre-Policy Check-up at our network may be required based upon the age and/or Sum Insured.
Free Health Checkup
At the end of a block of every continuous four claim free years, upto 1%of Sum Insured will be paid.
Ambulance Expenses
Covered
Non-Allopathic Treatments
Covered
Donor Expenses
The Medical and surgical Expenses of the organ donor for harvesting the organ where an insured person is the recipient.
No Claim Bonus
10% of the Sum Insured for every claim free year accumulating up to 100%