Useful Information

Tata AIG

TPA Information

MediPrime Individual

Synopsis:

Medi Prime is a transparent cashless health insurance policy which will reimburse the cost of medical treatment done by a person for any injury, illness or accident

Highlight:

  • No sub limits on in-patient treatment, Day care treatment, Domiciliary treatment & Organ donor expenses
  • 140 Day care treatments are covered
  • No loading on renewal premium in case of a claim
  • Non-allopathic treatment is also covered
  • Inpatient and outpatient coverage for Accidental Dental treatment
  • No medical check-up up to 50 years and up to Sum Insured of Rs 5 lacs
  • Life long policy renewal is available
  • Tax rebate available as per provision of Income Tax Rules under section 80-D

Benefit:

Title
Description
Pre-Existing Disease / Illness coverage
covered after 48 months of continuous coverage have elapsed.
Waiting Period for New Policy
30 days
Medical Screening
Above age 50 yrs, for sum insured more than 500000
Free Health Checkup
At the end of a block of every continuous four claim free years, upto 1%of Sum Insured will be paid.
Ambulance Expenses
Upto Rs 2500 Per Hospitalisation
Non-Allopathic Treatments
Up to 25000
New Born Baby Cover
Upto amout specified in Policy schedule
Daily Hospitalization Allowance
Up to 500, Max up to 15000
Donor Expenses
Covers the medical expenses for organ donours treatment, for the harvesting of the organ's donated
Room Rent Limit
Up to Inpatient Sum Assured
ICU Daily Rent Limit
Up to Inpatient Sum Assured
Pre-Hospitalization Expenses
30 days
Post Hospitalization Expenses
60 days
Day Care Procedure Coverage
upto 140 day care procedures covered.
Attendant Allowance
If insured person hospitalised is child aged 12 years or less, daily cash amount will be paid to accompanying person.
No Claim Bonus
10% of the Sum Insured. Max 50% of Sum Insured.