Useful Information

Star Health

TPA Information

Care Micro Floater

Synopsis:

Star Care is a health insurance plan that gives protection for individuals as well as the entire family, on the payment of a single premium under a single sum insured.

Highlight:

  • Policy is available on Individual and Floater basis in Tier I and Tier II places.
  • Cover for pre-hospitalization and post hospitalization.
  • Hospital Cash benefit if treatment taken in Government hospital.
  • No Third Party Administrator, direct in-house claim settlement
  • Faster and hassle free claim settlement
  • Cashless facility can be availed in network hospitals in Tier 1 & Tier 2 location
  • Network of more than 8800+ hospitals across India
  • Maintain personal health records in electronic format

Benefit:

Title
Description
Room Rent Limit
2% of the sum insured
ICU Daily Rent Limit
NA
Pre-Hospitalization Expenses
30 days prior to the date of hospitalization
Post Hospitalization Expenses
Post-hospitalization up to 60 days from the date of discharge from the hospital. A lump sum calculated @7% of the hospitalization expenses (excluding room charges) subject to a maximum of Rs.3,000/- is payable
Minimum Hospitalization Period
24 hours
Day Care Procedure Coverage
405 day care treatments are allowed
Pre-Existing Disease / Illness coverage
Pre existing diseases are covered after 48 months of continuous insurance with any Indian Insurance Company.
Medical Screening
There is no pre acceptance medical screening
Ambulance Expenses
up to a sum of Rs.500/- per hospitalisation and overall limit of Rs.1000/- per policy period.
Non-Allopathic Treatments
Not covered
Nursing Allowance
Nursing Expenses at 0.75% of sum insured