Plans for Individuals
  • Smart Cash Plan
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  • Lifeline Individual
    •
    Plans for Families
  • Lifeline Floater
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    Useful Information

    Sundaram

    TPA Information

    Lifeline Individual

    Synopsis:

    Lifeline is a holistic indemnity plan from Royal Sundaram that covers the health insurance needs of you and your family.

    Highlight:

    • 100% Reload of Sum Insured at no extra Cost.
    • All Day Care Procedures are covered.
    • International Treatment abroad for specified 11 critical illnesses.
    • Maternity cover for up to 2 deliveries.
    • There is no restriction on maximum entry age.
    • Tax rebate available as per provision of Income Tax Rules under section 80-D.
    • Life long policy renewal is available.
    • Emergency Domestic Evacuation Benefit (Bed To Bed on Advise of Treating Doctor) upto Rs.3 Lacs.

    Benefit:

    Title
    Description
    Room Rent Limit
    Covered
    ICU Daily Rent Limit
    Covered
    Post Hospitalization Expenses
    60/90/180 Days
    Minimum Hospitalization Period
    24 Hrs
    Day Care Procedure Coverage
    Unlimited day care procedures covered
    Automatic Restoration of Sum Insured
    Yes
    Pre-Existing Disease / Illness coverage
    Eliteafter 24 months, Supreme after 36 months, Classic after 48 Months
    Waiting Period for New Policy
    30 days
    Co-Payment
    Risk loading of Max 30% for specific conditions.
    Medical Screening
    Required above the age of 18 years
    Free Health Checkup
    Once in 2 yrs
    Ambulance Expenses
    Upto Rs.3000/5000/10,000
    Non-Allopathic Treatments
    Covered
    New Born Baby Cover
    Covered
    Daily Hospitalization Allowance
    Rs.1000/2000 per day, max.upto Rs.5000
    Donor Expenses
    Covered upto SI
    No Claim Bonus
    Classic – 10% to Supreme & Elite – 20%of SI, max. of 100%.