Plans for Individuals
  • Health Gain Individual
    •
  • Health Wise Individual
    •
  • Health Infinity Individual
    •
  • Corona Kavach Individual
    •
  • Super Top Up Individual
    •
    Plans for Families
  • Health Gain Floater
    •
  • Health Wise Floater
    •
  • Health Infinity Floater
    •
  • Corona Kavach Floatoer
    •
  • Super Top Up Floater
    •
    Useful Information

    Reliance

    TPA Information

    Health Wise Floater

    Synopsis:

    Health Wise is a health insurance policy for you and your family that aims at covering hospitalization medical expenses and other incidental expenses in case insured person gets hospitalized.

    Highlight:

    • No Sub-limits, No room rent capping
    • No Medical Tests up to 45 Years
    • Get 5% discount on renewal premium for each claim free Year
    • Domiciliary Hospitalization expenses are also covered
    • Tax rebate available as per provision of Income Tax Rules under section 80-D

    Benefit:

    Title
    Description
    Room Rent Limit
    No sub-limit on Room Rent
    ICU Daily Rent Limit
    No Limit
    Pre-Hospitalization Expenses
    60 days for Gold and Silver Plan. 30 days for Standard Plan
    Post Hospitalization Expenses
    90 daysfor Gold And silver Plan. 60 days for Standard Plan
    Minimum Hospitalization Period
    24 Hrs
    Day Care Procedure Coverage
    171 day care procedures covered
    Pre-Existing Disease / Illness coverage
    After 2 continuous renewals under Gold and Silver Plan. After 4 continuous renewals
    Waiting Period for New Policy
    30 days
    Free Health Checkup
    1% of average sum insured for individual policies and upto 1.25% for floater covers, once at the end of a block of four consecutive years
    Ambulance Expenses
    For Gold Plan Upto Rs.1000/- , For Silver Plan Upto Rs.750/-, For Standard Plan Upto Rs.500/-
    Daily Hospitalization Allowance
    Under Gold Plan Rs.250 per day up to 7 days
    Donor Expenses
    Upto 50% of base sum assured subject to maximum of Rs 5 lakh
    Attendant Allowance
    For Gold Plan Rs.300/- per day for a maximum period of 5 days, For Silver Plan Rs.250/- per day for a maximum period of 5 days, For StandardRs.200/- per day for a maximum period of 5 days
    Nursing Allowance
    Rs.300 per day for a maximum period of 5 days under Gold Plan, Rs.250 per day for a maximum period of 5 days under Silver Plan
    No Claim Discount
    Up to 5% of base premium, Max 20%
    No Claim Bonus
    accidental death cover of 100000, for claim-free policy year