Plans for Individuals
  • Health Gain Individual
    •
  • Health Wise Individual
    •
  • Health Infinity Individual
    •
  • Corona Kavach Individual
    •
  • Super Top Up Individual
    •
    Plans for Families
  • Health Gain Floater
    •
  • Health Wise Floater
    •
  • Health Infinity Floater
    •
  • Corona Kavach Floatoer
    •
  • Super Top Up Floater
    •
    Useful Information

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    TPA Information

    Health Gain Floater

    Synopsis:

    Health Gain is a unique health plan which will protect you and your family against ever increasing medical costs and would provide a flexibility to increase your coverage with time to meet up to ever increasing health costs

    Highlight:

    • Get discount of 5% for a single woman or girl child
    • Auto extension of policy for a tenure of 1 year in case of named critical illness
    • Re-instatement of 100% Sum Insured, if you have exhausted the total Sum Insured
    • Life Long renewal for health insurance
    • Pre-existing diseases are covered after 36 Months of continuous coverage
    • Domiciliary Hospitalization expenses are also covered
    • Claim service and Policy Service Guarantee
    • Tax rebate available as per provision of Income Tax Rules under section 80-D

    Benefit:

    Title
    Description
    Room Rent Limit
    No Limit
    Pre-Hospitalization Expenses
    60 days
    Post Hospitalization Expenses
    60 days
    Minimum Hospitalization Period
    24 Hrs
    Day Care Procedure Coverage
    Yes
    Additional Cover for Critical Illness
    Policy can be renewed for free under "Plan B" for specified critical illness
    Pre-Existing Disease / Illness coverage
    After 36 months of continuous coverage has
    Waiting Period for New Policy
    30 days
    Co-Payment
    Up to 20%, from age 61 years
    Free Health Checkup
    After 4 claim free years
    Ambulance Expenses
    Up to 3000
    Donor Expenses
    Up to 50% Of sum insured, Max 500000
    Nursing Allowance
    Covered
    No Claim Bonus
    33.33% increase in Base SI for every claim free year; Max up to 100%.