Useful Information

New India

TPA Information

Cancer Guard

Synopsis:

NEW INDIA CANCER GUARD is a Policy designed to cover treatment for Cancer taken as Inpatient or Outpatient or Day Care.

Highlight:

  • SI from Rs. 5 to Rs.50 lakh.
  • No pre acceptance Medical Health check up.
  • Covers conventional and advanced treatment of cancer
  • Also covers OPD treatment
  • Cancer care benefit of 50% of Sum insured is payable on first time detection of stage IV cancer.
  • Cumulative bonus from 10% to 50% Max
  • Covers medical second opinion.
  • Follow up treatment of Rs.10, 000/- after surgery in addition to post hospitalization expenses.
  • Second opinion up to Rs.10, 000/-
  • Policy will be available on Digital channels, tentatively from 8.1.2020 and 10% digital discount will be offered in Customers channels.
  • Tax Rebate under Section 80D of the IT Act.

Benefit:

Title
Description
Room Rent Limit
For Sum Insured for 5, 10 and 15 Lakhs - Single AC room For Sum Insured for 25 and 50 Lakhs -Deluxe room
ICU Daily Rent Limit
Intensive Care Unit (ICU) expenses, as actuals
Pre-Hospitalization Expenses
30 days
Post Hospitalization Expenses
60 days
Minimum Hospitalization Period
24 hours
Day Care Procedure Coverage
covered
Pre-Existing Disease / Illness coverage
Not covered
Waiting Period for New Policy
90 days
Medical Screening
No pre acceptance Medical Health check up
Ambulance Expenses
Rs. 3,000 per Hospitalization incurred for shifting any Insured Person.
Non-Allopathic Treatments
Not covered
Donor Expenses
Hospitalisation Expenses (excluding cost of organ) incurred on the donor will be paid
No Claim Bonus
Cumulative bonus from 10% to 50% Max