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A combination of Endowment and Whole Life Plan. Provides for a maturity amount after a pre-decided term and a whole life cover thereafter too
Premiums are payable for a pre-decided term only.
Sum Assured + Bonus + Final Addition Bonus (as applicable) during the predecided term. After that life cover is equal to the sum assured for the rest of life
Sum Assured + Bonus + Final Addition Bonus (as applicable) will be paid at the end of predecided term.
WIDE CHOICE OF TERM -
can be easily aligned with your family objectives
You have an option to surrender the policy & receive the cash value after payment of premiums for 3 years. Loan is also available on this policy when it acquires surrender value. Policy can also be surrendered for a cash value after the maturity benefits have been paid. Thus in a way, it provides an option for 2nd maturity value.
FREE built-in Accident Benefit rider upto Rs. 5 Lacs
Premiums paid are TAX EXEMPTED u/s 80 C
Maturity amount is TAX FREE u/s 10 (10) (D)
Optional Add-on Riders:
Critical Illness Rider – Pays the sum assured under this rider on occurrence of any critical illness. Wide list of illnesses are covered.
Yearly Premium for 10,00,000 Sum Assured
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