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Plan No. 947
  • This plan has been designed especially for High Net Worth Individuals having Rs.1 Crore as minimum Life Cover
  • It guarantees the risk cover of 125% of Sum Assured from Day 1 without any extra cost
  • It offers the guaranteed bonus ranging from 5% to 5.5% of Sum Assured along with variable loyalty additions
  • It also offers the regular guaranteed pay-outs to the policy-holders
  • It has an in-built benefit of covering 15 critical illnesses
  • This plan has an option of choosing the Accidental Life cover, Disability Benefit & Critical illness cover.
  • This plan also has the option of taking the Maturity proceeds in instalments as the policy-holder can choose the no of year as 5, 10 or 15.
  • In a similar way, the policyholder also has the option of choosing the death benefit in installments
  • LIC also offer the discount in the premium in case the mode of payment is Yearly.
  • The loan is also available to the policyholder after the completion of 1 year of the policy
  • Settlement option avilable on Maturity and Death in Installments of 5,10 or 15 Years
How Does This Policy Work
Sample illustration
Eligibility Criteria
Min. Max.
Age 18 Years (Completed) 55 Years for Payment Term = 14 - 51 Years for Payment Term = 16
48 Years for Payment Term = 18 - 45 Years for payment term = 20
Policy Term 14, 16, 18, & 20 Years
Premium Payment Term Policy Term 4 Years
Basic Sum Assured Rs. 1 Corer No Limit
Maximum Maturity Age 69 Years of Term = 14 - 67 Years of Term = 16 66 Years of Term = 18 - 65 Years of Term = 20
Rider LICís NEW CRITICAL ILLNESS BENEFIT RIDER(CIR)
Rider LIC's ACCIDENTAL DEATH AND DISABILITY BENEFIT RIDER
Rider LlC's ACCIDENT BENEFIT RIDER
Rider LIC's NEW TERM ASSURANCE RIDER (TR)
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