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What if I forget to make payment?

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tPara"> We offer you a grace period for non-payment on due date. This grace period is 30 days from the due date in case premium payments are made on quarterly, half-yearly or yearly basis. It is 15 days from the due date for monthly payments. During this period the policy remains in full force and no interest is charged. If you fail to pay a premium even during the grace period, your policy automatically:

Lapses if there is no surrender value

Converts to a paid up policy if there is enough surrender value

 
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